Previous issues of Bits about Money

Payments in Japan

The payments industry in Japan is evolving rapidly. Some trends are globally relevant.

How credit cards make money

Credit cards make money through net interest, interchange, fees, and marketing contributions.

Expecting to see more here? Bits about Money launched on October 22nd, 2021.

I frequently write at my personal site and (several years ago) had a newsletter, whose archives are still available.

Get essays a bit faster

I write about once a week, on the intersection of tech, financial infrastructure, and systems thinking. It's free.