Bits about Money

About the modern financial infrastructure that the world sits atop of.

Get essays a bit faster

I write about once a week, on the intersection of tech, financial infrastructure, and systems thinking. It's free.

Recent editions

Credit cards as a legacy system

Credit cards have been in use for almost 75 years. Some long-ago decisions still cause consequences in the present day. But change is possible.

Demystifying financial leverage

Leverage is actually reasonably easy to understand, both in the math and in the implications for financial firms.

Markets in power

How physics and infrastructure combine to generate (ba dum bum) the power market.

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